ORI
AI that speaks BFSI

Collections & Renewals
Built for BFSI Excellence

Purpose-built GenAI voice bots delivering 100% compliance, 95%+ accuracy, and 50% cost reduction for collections and renewals in banking and insurance.

Speed-to-leadin seconds
Coverage24x7
Meetingsmore shows

Start a Test Call

Try the Voicebot.

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Trusted by 50+
Leading Financial Institutions
HDFC Bank
ICICI Bank
Bajaj Finance
Tata Capital
Kotak Mahindra
Aditya Birla
L&T Finance
Yes Bank
IndusInd Bank
Muthoot Finance

And many more...

What improves with ORI

Most quality loss happens early - slow response, inconsistent discovery, weak routing, and low follow-up discipline.

in seconds

Engage instantly, including after-hours and weekends.

Speed-to-lead

Standardized

Every lead asked the right questions, every time.

Qualification accuracy

more shows

Right rep, right slot, reminders that reduce no-shows.

Meetings booked

Top 4 challenges in collections

Most leak happens early: missed right-party contacts, bad dispositions, compliance misses, and weak follow ups.

Low right-party contact (RPC)

Impact: more retries and lower recovery.

Inaccurate dispositions

Impact: wrong routing and poor forecasts; PTPs fail to realize.

Compliance risk

Impact: penalties, rework, and reputational risk.

Inefficient follow ups

Impact: higher minutes and lower PTP realization.

ROI Calculator - Collection

India's financial services face unprecedented challenges requiring specialised AI solutions

Organization Parameters

Purpose-built GenAI voice bots delivering 100% compliance, 95%+ accuracy, and 50% cost reduction for collections and renewals in banking and insurance.

Performance metrics

Number of Agents (FTE)
Co
Overall accounts in Period
Co

Campaign Volume

PTP Realised % (Accounts)
%
Avg Amount per PTP Realized

ROI

7.08

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Gauge needle

Additional Recoveries

₹12Cr

Cost Saving

₹38.15L

Net Benefit

₹12.38Cr

Cost Analysis

₹2.13Cr
₹1.75Cr

1.22x

Revenue Comparison

₹252Cr
₹240Cr

0.95x

What you get with ORI

Two parts that work together: a compliant, multilingual voicebot for borrowers and speech analytics for agent-led collection calls.

Voicebot outreach
Voicebot outreach
  • Multilingual, two-way calls at the best time to reach customers
  • Compliant intros and consent capture on every call
  • Explain dues, capture PTP/RTP, and log payment confirmations
Speech analytics for agents
Speech analytics for agents
  • Auto-QA for 100 percent of agent calls with compliance checks
  • Validate PTP/RTP/CLPD with conversation evidence
  • Spot objections and coach with examples and next best actions

Voicebot + Speech analytics: solve the 4 challenges

Lift right-party contact

Voicebot reaches in the right language and at the right time; analytics spot segments to redial or handoff.

Solves: RPC

Improve disposition accuracy

Auto QA validates PTP/RTP/CLPD; clean data drives correct next actions.

Solves: Dispositions

Assure compliance

Guardrailed scripts and full-call review keep disclosures and consent consistent.

Solves: Compliance

Follow-ups that convert

Two-way reminders tuned to payday and intent; stop/resume on payment attempts or callbacks.

Solves: Follow-ups

How the collections flow runs

Simple three-stage journey from list to payment realized. Conversations are two-way, not broadcast reminders.

Stage-1

Capture and engage

  • Respond in seconds via call or WhatsApp-to-call
  • Language match and compliant intro
  • Basic interest and fit questions
Stage-2

Qualify and score

  • Map answers to ICP scorecard
  • Enrich with region, size, and use case
  • Hand off to SDR if needed
Stage-3

Route and schedule

  • Assign to the right rep, region, or vertical
  • Offer calendar slots and send invites
  • Sync transcript and fields to CRM

Works with your systems

Connect CRM or LOS for lists and outcomes. Confirm payments with UPI or gateway integrations.